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malaysia 2022 – Graduate – Retail Banking

  • Location
    (MALAYSIA) and various
  • Job Reference
  • Functional Area/Experience
    Business, Accounting & Finance / Fresh Graduate

Job Description & Qualifications

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.  

To us, good performance is about much more than turning a profit.  It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. 

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.


A suite of banking solutions that are simple, smart and secure. At Standard Chartered, Retail Banking serves over 9 million affluent and emerging affluent clients and small businesses in many of the world’s fastest growing cities across Asia, Africa and the Middle East. Our focus is on serving the banking needs of these Priority, Business and Personal Clients with market-leading digital capabilities and best-in class products and services as we make banking simple, smarter and secure.

Your training

You’ll explore our various team and get to learn and build your knowledge of what really drives our Retail business.

As a Retail Banking International Graduate, you’ll enjoy the broadest possible exposure to our key businesses. This could mean working within our digital team to determine our future client experience or within our customer experience area, looking at what drives client satisfaction. You could work within our product and services teams to understand and develop new client propositions or even within our risk and controls management areas.

You’ll be fully supported to fulfill your potential, follow your passions with our specialist teams where you can:

  • Manage and contribute to a revenue generating business
  • Lead client campaign and profitability analysis
  • Manage key strategic projects that impact different channels, segments and regions
  • Contribute to the design and development of global client acquisition programmes
  • Contribute to the development of Client Value Propositions
  • Initiate, coordinate, monitor and deliver projects
  • Develop, deploy and measure new marketing campaigns

In Retail Bank, you’ll learn the importance of cross bank collaboration, to deliver projects and programmes.

Your career progression

We relentlessly improve our Banking experience. You’ll experience opportunities for continuous learning, early responsibility and extensive networking. You have 18 months before you join a role in one of our specialist teams within Retail Banking.  This could be in areas such as:

  • Campaign Management
  • Digital Banking
  • Alliances and Mobile Marketing
  • Segment Development, Personal & Preferred Banking
  • Client Services
  • Digital Strategy and Planning

We're looking for innovators who will support, contribute and lead the future of Retail Banking.

What you’ll do over 18 months

  • International induction – these are classroom sessions, case studies, and tailored technical training split by business functions.
  • 12 month training rotation – you’ll spend twelve months in Retail Banking where you’ll learn how to engage with clients. You’ll broaden your experience with rotations into areas including Risk, Product/Segments, Distribution/Front Line, and lastly Digital.
  • 6 month business rotation – Your final rotation will last six months and help you understand our products in detail. It’s your chance to find the team you fit into best and begin your Standard Chartered career.


We’re interested in people with diverse backgrounds and encourage students from all degree disciplines to apply to our programmes. 
For our International Graduate Programme, you must 

  • Be in your final year of study for a university degree or higher, or have graduated in the last two years, and  
  • Have the permanent legal right to work in the country you’re applying to. 


  • For the UK and UAE, we accept applications from candidates requiring visa sponsorship, but priority will be given to nationals of the country in question.  
  • For graduate roles in US, we will not consider applications from candidates seeking Optional Practical Training (OPT) or Curricular Practical Training (CPT) employment. 

Apply now to join the Bank for those with big career ambitions. 

To view information on our benefits including our flexible working please visit our career pages. We welcome conversations on flexible working.

Apply now